Insolvency Law

What we Do

For Individuals

• Personal Bankruptcy: We guide individuals through the bankruptcy process, helping them understand their options, complete necessary documentation, and represent them in court proceedings.

• Debt Restructuring: We assist clients in negotiating with creditors to restructure debt, aiming for manageable repayment plans or settlements to avoid bankruptcy.

• Debt Relief Orders: We advise on and help implement debt relief orders for those who meet the criteria, providing a viable alternative to bankruptcy for individuals with low income and minimal assets.

• Individual Voluntary Arrangements (IVAs): We help individuals set up IVAs, creating agreements with creditors to pay back debts over a specified period under manageable terms.

For Businesses

• Corporate Bankruptcy: We provide comprehensive legal support for businesses facing bankruptcy, including filing for Chapter 7 or Chapter 11 bankruptcy and representing the business throughout the process.

• Business Restructuring: We assist businesses in restructuring operations and finances to improve viability and prevent insolvency, including negotiating with creditors and reorganizing debt.

• Company Voluntary Arrangements (CVAs): We help businesses propose and implement CVAs, allowing them to reach agreements with creditors to pay back debts over time while continuing operations.

• Administration and Liquidation: We advise on and manage the processes of administration and liquidation, ensuring that assets are managed and distributed according to legal requirements while aiming to maximize returns for creditors.

For Creditors

• Debt Recovery: We assist creditors in recovering debts owed by individuals or businesses, utilizing legal procedures and negotiation to secure payment.

• Creditor Representation: We represent creditors in insolvency proceedings, ensuring that their interests are protected and that they receive fair treatment in the distribution of assets.

• Security Enforcement: We help creditors enforce security interests, such as liens or mortgages, to recover owed amounts.

• Compulsory Sequestration/Liquidation: We assist creditors in filing Compulsory Sequestration/Liquidation applications against debtors who have defaulted on their obligations, aiming to recover debts through the insolvency process.

Insolvency Litigation

• Fraudulent Transfers: We represent clients in litigation involving fraudulent transfers, where assets have been improperly transferred to avoid creditors.

• Preference Claims: We handle preference claims, addressing situations where certain creditors have been favored over others in the period leading up to insolvency.

• Director Liability: We pursue or defend claims against directors for misconduct or breach of fiduciary duties leading to insolvency.

• Dispute Resolution: We provide dispute resolution services for conflicts arising during insolvency proceedings, including mediation, arbitration, and court litigation.

Why Choose Us?

We are committed to providing exceptional legal representation and support in insolvency matters. Here’s why you should choose us:

• Expertise and Experience: Our team of insolvency law specialists has extensive experience and a deep understanding of the complexities involved in insolvency proceedings.

• Strategic Advice: We offer strategic advice tailored to our clients’ unique situations, ensuring the most effective and efficient resolution to financial distress.

• Comprehensive Support: We provide end-to-end support, from initial consultation and planning through to representation in court and negotiation with creditors.

• Client-Centered Approach: We prioritize our clients’ needs and objectives, maintaining open communication and providing personalized legal solutions.

• Transparent Fees: We offer clear and transparent fee structures, ensuring our clients understand the costs involved and receive value for their investment.

Contact Us

If you are facing financial distress or need expert advice on insolvency matters, contact PM & CO today. Our dedicated team is here to provide the support and representation you need to navigate insolvency proceedings and achieve the best possible outcome for your situation.